Win 12 months’ free pet insurance (up to the value of $2,500) - prize draw terms and conditions

When you purchase a new Southern Cross Pet Insurance (SCPI) PetCare or AcciPet policy between 18 November and 2 March, you will automatically go into the draw to win that policy free for 12 months (up to the value of $2,500) (“Prize Draw”) on the following terms and conditions:

  1. The promotional period is 18 November 2024 to 2 March 2025 (“Promotional Period”).
  2. To be automatically entered into the Prize Draw, you must apply and be accepted for a SCPI PetCare or AcciPet policy during the Promotional Period (“Eligible Entries”). FreeCover and renewals of existing SCPI policies are not eligible for this Prize Draw.
  3. There are 15 prizes to be won. Each prize comprises 12 months’ of the premium payable for the base PetCare or AcciPet policy purchased (plus consult care extra if selected) free for one (1) pet up to a maximum value of $2,500 (Prize).
  4. The Prize will not be adjusted to reflect any changes a Prize winner subsequently makes to their policy which increases or decreases their premium.
  5. If the annual premium for a Prize Winner’s policy is more than $2,500 they will receive a $2,500 Prezzy® card instead and will still be required to pay the premium for their policy for the full 12 months.
  6. One (1) Prize will be drawn at random each week from each weeks’ Eligible Entries throughout the Promotional Period, with the first draw taking place on 27 November 2024 and the last on 5 March 2025. The Prize draws for the weeks beginning 23 December and 30 December 2024 will take place on 8 January 2025.
  7. Each Prize winner will be notified by email and/or telephone. If a Prize winner is not able to be contacted within 5 days of the applicable Prize Draw, another winner will be drawn for that Prize.
  8. The administrator of the Prize Draw is SCPI.
  9. If the Prize winner has made an initial payment for their policy when they joined, this will be refunded after the Prize is drawn, except where clause 5 applies.
  10. At the end of the 12 month free period, SCPI will contact each Prize winner and ask if they wish to renew their policy, and if so, help them re-activate their payment mechanism. The usual premium applicable to each policy will apply from the end of the 12 month free period.
  11. All terms, conditions and exclusions of each policy will continue to apply, other than the requirement to pay the premium for the first 12 months.
  12. SCPI’s decision is final.
  13. To the extent permitted by law SCPI makes no warranty or guarantee in relation to the Prizes. Nothing in these terms and conditions is intended to limit or exclude any liability under the Consumer Guarantee Act 1993 or any other statutory rights that any Prize winner may have in relation to the Prizes or the Prize Draw.
  14. Except for any liability that cannot be excluded by law, SCPI (and its officers, employees and agents) excludes all liability for any direct, indirect, special or consequential loss, damage or injury arising in any way in connection with the Prize Draw or acceptance or use of any Prize.
  15. Other than as described in clause 5 above, the Prizes are non-transferable, non-refundable, non-exchangeable and are not redeemable for cash. For the avoidance of doubt if a Prize winner cancels their policy prior to the end of their 12 months free period no payment of cash will be made.
  16. Staff, contractors or agents of SCPI and other Southern Cross branded businesses and their immediate families are not eligible to enter or win the Prize Draw.
  17. Each Prize winner will be required to provide at least one photo of their pet via email and consent to SCPI using the winner’s name and the names and images of their pet/s in marketing and promotional materials.
  18. Personal information collected in relation to the Prize Draw will be held by SCPI, Level 1, Te Kupenga, 155 Fanshawe Street, Auckland 1010. Subjects of personal information have the right to access and request correction of any personal information held about them in accordance with the Privacy Act 2020.


Southern Cross Pet Insurance, Level 1, PwC Centre, 109 Ward Street, Hamilton 3204

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