Pet insurance for dogs
Have you seen what dogs can sniff out on a walk? That’s why pet insurance makes sense.
Dogs don’t hold back when it comes to sniffing out a new experience – whether that’s a new playmate at the beach, that fascinating smell in the bushes or that snack that you took your eyes off for just a second… Our pet insurance provides easy to understand and affordable cover for your adventurous pooch:
- Annual benefit limit options from $2,500 to $15,000 per year
- Cover for accidental injuries and illnesses
- Easy online claiming and fast reimbursement
Here’s what vet treatment for common dog mishaps and conditions might cost you*:
*These costs are indicative only for a Labrador and were sourced from selected veterinary clinics throughout New Zealand between 1 January and 31 October 2024 by Southern Cross Pet Insurance. All costs shown include GST. Actual vet treatment costs might vary from these amounts depending on a range of factors. The listed treatments, illnesses and injuries have been described in general rather than clinical terms. Our policies cover these treatments but policy maximums, sub-limits, excesses and co-payments will apply. See Southern Cross Pet Insurance policy documents for more details.
Choose the cover that's right for you
Picking a plan is easy, with two types of plans and plenty of options.
This is a summary of our PetCare and Accipet plans to help you understand the differences between them. For more information click ‘Compare Plans’ or see the applicable policy document.
See more plan detail and compare hereWhat's covered?
Our pet insurance reimburses vet treatment costs for 100’s of common (and not so common) conditions and scenarios, such as:
Both PetCare and AcciPet options provide cover for treatment of accidental injuries like:
Our PetCare plan covers the above and also provides cover for the diagnosis and treatment of illnesses your pet might develop, like:
Specifically it covers:
Prescription medications
Meds prescribed for your pet’s injury or illness.
Laboratory tests
Blood tests, urine analysis, and labworks.
Imaging
X-rays, MRIs, CT scans, and ultrasounds.
Surgery
Surgical procedures including disposable instruments, medications and surgical dressings.
Hospitalisation
Monitoring and treatment for medically necessary overnight stays.
Nursing care
Veterinary clinic nursing fees.
Physiotherapy
Rehabilitation to enable recovery from illness & injury (including Hydrotherapy).
Vitamin and mineral supplements
Vet-prescribed specified supplements for the treatment of your pet’s injury or illness.