Why get your pet insurance | Southern Cross Pet Insurance

Cats and dogs need healthcare too.

Pets are part of the family, but unlike us humans, they don’t get free hospital care or ACC.

Unexpected vet bills can easily cost thousands of dollars, which many of us simply can’t afford. That’s when pet insurance comes to the rescue.

Pet insurance can save you from financial stress or needing to make a tough call, and ensure you can get your pet the treatment they need. Here’s some examples of what treatment can cost, based on claims we’ve paid.

How much does a trip to the vet cost?

Pets don’t have purses or pockets, so a surprise trip to the vet will be coming out of yours. Here’s what it could cost, based on claims we’ve paid:

Zoom developed a skin problem

Consultations, medication, testing and immunotherapy. So far paid:

$6,000

Archie ate a
piece of string

Surgery, consultations, medication and diagnostic imaging. So far paid:

$4,000

Max was hit by
a ute

Consultations, MRI, X-ray and medication. So far paid:

$2,500

Jimmy developed bladder cancer

Surgery, consultations, medication, tests and imaging. So far paid:

$2,000

Why pet insurance matters

Did you know that you’re more likely to claim on your pet insurance than your car or home policy?

Unfortunately, pets are just as susceptible to illness and injury as we are – in fact, 80% of the claims Southern Cross Pet Insurance pays out is for illness, rather than accidental injury.

Our pet insurance can help you get the best possible care for your precious cat or dog when it’s needed the most.

Save on pet insurance with us

Pet insurance may be cheaper than you think, especially with our great discounts and offers. Read our full discount terms and conditions to learn more and check if you’re eligible.

Additional pet
discount 5 % off Save 5% on each additional pet policy when you tell us that you have an additional pet insured with us.
Find out more Direct debit discount 2.5 % off Save 2.5% if you pay by direct debit for your whole policy period.
Find out more Health Society member discount 2.5 % off Save 2.5% when you tell us you’re a Southern Cross Health Society member.
Find out more Free puppy and kitten cover 6 weeks
cover
FREE Puppies and kittens can get 6 weeks of cover FREE. Terms and conditions apply.
Find out more

See how little our plans cost

Protect the Pet Life

It’s the zoomies, the acrobatics, the photo ops, the joy of chasing that ball, or a quiet snuggle on the coach… the pet life is worth protecting. Which is why we’re here – to help pets live longer, healthier and happier lives.

We’re proud to partner with the NZ Veterinary Association, Blind Low Vision NZ and Pet Refuge – supporting our pet (and our vet) communities.

We’re born, bred and based in New Zealand and our team of pet lovers are here to help answer your questions.

Daryl's story We all think about click-clicking in when we drive, but Daryl’s story is a good reminder about securing pets in cars - and why pet insurance matters. Read the story

Lucy’s story The fish might have got away, but Lucy, the Border Collie, wasn’t so lucky. She swallowed the bait hook, line and sinker – literally. Read the story

Finnegan's story Some Christmas surprises are wonderful and others not so much - like when Finnegan, the Wheaten Terrier, gobbled up Granny’s Christmas cake. Read the story

Lolly's story There’s something about Lolly and Karekare beach. She ruptured her first cruciate there. And her second. Then she ate a dead fish. Yep, she’s accident prone. Read the story