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Check out our latest pet care tips for your fur‑baby.
We’re proud partners of Pet Refuge
Have feedback? We'd love to hear what you think about Southern Cross Pet Insurance.

The Pet Life

It’s the life you share with your pet, and their life they share with you. We believe that’s a life worth protecting.

Which is why we are dedicated to helping pets live longer healthier and happier every day.

We’re proudly born and bred in New Zealand, and are equally proud to partner with the NZ Veterinary Association and Pet Refuge – just two ways we’re there to support the Pet Life community.

With us, you’ll get amazing tips, tricks and advice to keep your Pet Life protected.

We look after the whole family
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Simple plans for all budgets
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Coverage for inherited conditions
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Discounts for multiple pets
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Add extra cover like dental
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Get a quote and apply!
Video Image

Now you see us.

The VIS collection is where pet haute couture meets road safety. Southern Cross has teamed up with fashion designer Matthew Adams Dolan to create a one-off series of pet clothing that throws the spotlight on pet road safety.

Find out more

How much does a trip to the vet cost?

Pets don’t have purses or pockets, so a surprise trip to the vet will be coming out of yours. Here’s what it could cost, based on claims we’ve paid:

Zoom developed a skin problem
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Consultations, medication, testing and immunotherapy. So far paid:
$6,000
Archie ate a
piece of string
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Surgery, consultations, medication and diagnostic imaging. So far paid:
$4,000
Max was hit by
a ute
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Consultations, MRI, X-ray and medication. So far paid:
$2,500
Jimmy developed bladder cancer
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Surgery, consultations, medication, tests and imaging. So far paid:
$2,000

Choose the right plan for you

Picking a plan is easy with us, with two types of plans and plenty of options.

PetCare With this plan, we cover: Accidental injury Illness Inherited conditions Choose from 4 levels of cover Consult care extra (optional extra)  Day-to-day care (optional extra) Dental care (optional extra) 10%, 20% and 30% co-payment options $100, $250 and $500 annual excess options
AcciPet With this plan, we cover: Accidental injury Up to $5,000 in total per year Consult care extra (optional extra)  10%, 20% and 30% co-payment options $100, $250 and $500 annual excess options There is no cover for illnesses, day-to-day care, or dental care.
Compare our plans
This chart has been designed to give you a quick overview of our pet insurance plans. For full policy terms (including definitions, limitations and exclusions) please see the policy documents

We're there for our fur community

Looking after the health of our pets takes many hands and hearts. That’s why we’ve partnered closely with the New Zealand Veterinary Association and Pet Refuge. Together we’re all working hard to help more Kiwi pets live happier, healthier lives.

It’s good to know when you choose Southern Cross Pet Insurance, you’re supporting their amazing work and the wellbeing of all animals in New Zealand.

Daryl's story We all think about click-clicking in when we drive, but Daryl’s story is a good reminder about securing pets in cars - and why pet insurance matters. Read the story
Lucy’s story The fish might have got away, but Lucy, the Border Collie, wasn’t so lucky. She swallowed the bait hook, line and sinker – literally. Read the story
Finnegan's story Some Christmas surprises are wonderful and others not so much - like when Finnegan, the Wheaten Terrier, gobbled up Granny’s Christmas cake. Read the story
Lolly's story There’s something about Lolly and Karekare beach. She ruptured her first cruciate there. And her second. Then she ate a dead fish. Yep, she’s accident prone. Read the story

Need a hand?

FIND QUICK ANSWERS Got a question? We have lots of quick answers here. SEND US A MESSAGE Get in touch with the team and we’ll be happy to help.
CALL 0800 800 836 Call us Monday to Friday 9.30am to 5pm.